You couldn’t play D-1 or D-2. Your 5 year clock starts 1 year after HS grad. D-3 doesn’t give athletic scholarships but they do often have dedicated academic scholarships funded by alumni for the team.
I think your only shot for a scholarship is NAIA. You would have 3 years of eligibility.
Good luck to you brother. I can say as a former D-1
athlete (swimming-94-97) that the bonds you forge playing on a college team stay with you for a lifetime.
Wherever you decided to go if they want you on a team but don’t have $$ for you…WALK ON and try to pick up the $$ next year. It’s an amazing experience that you will carry with you for life.